Many people are aware of the strategy of developer extended loans to purchase rental real estate says Beth Collingz, Overseas Sales Director of PLC International, lead marketing partners for Pacific Concord Properties Inc's Lancaster Brand of Condotels in the Philippines. You make a very small down payment with the majority of the purchase price payable over as long a period the developer extends at zero interest
In Apart-Hotels or Condotels, the rental income goes a long way to cover the cost of servicing and managing the unit and in the long term after paying off the purchase price, can give a ROI through rentals of up to 16% per annum. Regardless of the possible bumps on the road to greater wealth, condotel investments are at least an easily-understood investment tool that most of us can handle added Collingz
Collingz expects rental income to rise 15 percent in the coming 12 months after gains of as much as 30 percent since January 2006, when Pacific Concord Properties Inc are set to launch Condo Hotel operations of their flagship Lancaster Suites located in the Ortigas business district in Metro Manila.
UK Private equity units of banks and investment clubs, driven in part by the current strength of the Pound Sterling in international trading, are being attracted by returns in the Philippines as much as double those in the United States and Europe, are purchasing significant blocks of real estate for investment trusts for Asian commercial property. There are large amounts of capital now chasing increasingly limited investment-grade real-estate opportunities in Asia, said Collingz. We are currently in the closing stages of packaging the investment of some $20M in private-equity real estate funds for new Lancaster Brand Apart-Hotel or Condotel developments in Metro Manila and Cebu, on the strength of expected rental returns which will continue to grow at a rapid pace. With funds raised for commercial property deals in Asia having doubled in each of the past five years, Collingz see the market value of Condotel investments in the Philippines reaching new heights in 2007/8 as more developments come on line.
Rising demand for homes, hotels, short and medium term rental accommodation, offices and shopping malls in the Philippines, home to a population of almost 80 million and with a significant number of the more than 10 million returning overseas Filipino ‘Baby Boomers’, is fueling rents. Residential rents in Metro Manila rose 26 percent in the three months to March 2007, their highest quarter-on-quarter increase in more than a decade, as more and more IT companies set up shop in the Philippines. Companies like Texas Instruments are investing $1B in expanded operations in the Philippines. High-end rents rose some 13 percent from a year earlier, said Collingz.
Collingz projects that Rents in the region are set to effectively jump up by at least 8.7 percent per annum over the next five years, compared with 3.3 percent in the United States and 3.7 percent in Europe. Yields from 8 percent to as high as 14-16 percent ROI on rental income property contrast with the 4 percent to 5 percent that private equity firms get in the United States and Europe.
People are in general looking to shift fund flows relatively towards Asia," Collingz said. It already has had a profound impact in markets where there's a lot of this money chasing the same assets. In Singapore, the region's second- biggest market after Japan, investments by private real estate funds accounted for seven of the 19 office blocks, worth 6.7 billion dollars, sold since September 2005. REITs bought six. A Goldman Sachs fund paid 690 million dollars for two buildings last November that house the headquarters of DBS Group Holdings. In Hong Kong, property funds of Morgan Stanley and Macquarie Bank paid a total of 7.9 billion Hong Kong dollars, or $1.02 billion, for four office blocks from March to May, according a recent article published by CB Richard Ellis.
As the Singapore, Japan and Hong Kong markets become saturated, the Philippines will be the next real estate market to attract substantial overseas investments. Lower prices and retirees’ spending money are also directing foreign attention to residential condominium hotels in the Philippines, which in turn is driving up more construction. A lot of this interest is being driven by the relatively cheap market prices here compared to Europe – especially UK housing prices – and the easy payment options available for condominium hotel developments Collingz said. The buyers gain rental incomes that on today’s purchase prices give a projected ROI of some 8 percent to 14-16 percent depending on the mode of payment for the unit she said.
Beth Collingz
PLC International Marketing Networks
Article Source: http://www.superfeature.com
วันอาทิตย์ที่ 16 กันยายน พ.ศ. 2550
Philippine Apart-Hotels or Condotels as an Investment
By: PLCMarketing
In the Philippines it's not just that condos are comparatively cheaper and relatively more easy to maintain than a single-family home. In recent years, they've become the prime residential real estate investment and the best may be yet to come says Beth Collingz, International Sales Director, PLC International, the lead marketing partners for Pacific Concord Properties Inc's Lancaster Brand of Condo Hotels.
Collingz said according to her research into Philippine property values, since 2000, mid market condos in Metro Manila have increased in value 120 percent, at an annual rate of 17.14 percent compared to new homes rising some 25 percent since 2000 or 3.57 percent a year and resale homes rising 20 percent since 2000 or 2.85 percent a year
The median price for an existing studio type condo in Metro Manila is around $53,000 for 2007, up some 55 percent from $34,000 in 2005 whilst mid range housing prices in the $90,000 range for 2007 are only up some 8 percent from $84,000 in 2005.
Rising demand for condos, hotels, short and medium term rental accommodation, offices and shopping malls in the Philippines, home to a population of almost 80 million and with a significant number of the more than 10 million returning overseas Filipino ‘Baby Boomers’, is also fueling rents.
Residential rents in Metro Manila rose 26 percent in the three months to March 2007, their highest quarter-on-quarter increase in more than a decade, as more and more IT companies set up shop in the Philippines. Companies like Texas Instruments are investing $1B in expanded operations in the Philippines. High-end rents rose some 13 percent from a year earlier, said Collingz.
Collingz projects that Rents in the region are set to effectively jump up by at least 8.7 percent per annum over the next five years, compared with 3.3 percent in the United States and 3.7 percent in Europe. Yields from 8 percent to as high as 14-16 percent ROI on rental income property contrast with the 4 percent to 5 percent that private equity firms get in the United States and Europe.
These facts gives significant rise to the value of making Condotel investments in the Philippines says Collingz.
People are in general looking to shift fund flows relatively towards Asia, Collingz said. It already has had a profound impact in markets where there's a lot of this money chasing the same assets. In Singapore, the region's second- biggest market after Japan, investments by private real estate funds accounted for seven of the 19 office blocks, worth 6.7 billion dollars, sold since September 2005. REITs bought six. A Goldman Sachs fund paid 690 million dollars for two buildings last November that house the headquarters of DBS Group Holdings. In Hong Kong, property funds of Morgan Stanley and Macquarie Bank paid a total of 7.9 billion Hong Kong dollars, or $1.02 billion, for four office blocks from March to May, according a recent article published by CB Richard Ellis.
As the Singapore, Japan and Hong Kong markets become saturated, the Philippines will be the next real estate market to attract substantial overseas investments. Lower prices and retirees’ spending money are also directing foreign attention to residential condominium hotels in the Philippines, which in turn is driving up more construction
A lot of this interest is being driven by the relatively cheap market prices here compared to Europe especially UK housing prices and the easy payment options available for condominium hotel developments, Collingz said. The buyers gain rental incomes that on today’s purchase prices give a projected ROI of some 8 percent to 14-16 percent depending on the mode of payment for the unit she said.
Metro Manila remains a popular choice with international buyers and institutional investors. Collingz says clients tell her that it makes more sense to buy in a year-round vacation destinations and business centers. Lancaster - The Atrium Condotel developments by Pacific Concord Properties located in Shaw Boulevard, Metro Manila - fits the bill with all it offers to International buyers.
Accessibility is also a factor. Flights from London to Manila, for example, average just 16 hours, add to that the many airline specials and it’s easy to see why this area is becoming an international community. Unlike other offshore rental properties, where the rental market is largely seasonal, in the Philippines there is a strong market for rental properties year round. This gives buyers greater flexibility in choosing when to use and when to rent their property. The strong rental/second home market also has resulted in a proliferation of professional property managers and rental agents, making property ownership and rental easy. Pacific Concord Properties Inc with it’s flagship Lancaster Condo Hotel Developments fit’s the bill
Lancaster Manila Atrium Tower A, Shaw Boulevard, Metro Manila, Philippines is a Full Service Condominium Hotel [Condotel] offering Studio, One, Two and Three Bedroom Suites for sale. To be completed and ready for turnover from December 2010, the Lancaster Suites Manila Atrium Tower II will provide unit owners with premier residential condo units with the option of enrolling their units in the Lancaster Condotel Rental Pool and earn Rental Incomes as Owner Non-Residents when not using their units through Condo Hotel Management.
Combined with rising condo prices, a general shortage of reasonable rental property and substantial increases in short and long-term rental rates, this makes Lancaster Suites Manila, one of the Hottest Investment Opportunities in the Philippines said Collingz.
Article Source: http://www.superfeature.com
In the Philippines it's not just that condos are comparatively cheaper and relatively more easy to maintain than a single-family home. In recent years, they've become the prime residential real estate investment and the best may be yet to come says Beth Collingz, International Sales Director, PLC International, the lead marketing partners for Pacific Concord Properties Inc's Lancaster Brand of Condo Hotels.
Collingz said according to her research into Philippine property values, since 2000, mid market condos in Metro Manila have increased in value 120 percent, at an annual rate of 17.14 percent compared to new homes rising some 25 percent since 2000 or 3.57 percent a year and resale homes rising 20 percent since 2000 or 2.85 percent a year
The median price for an existing studio type condo in Metro Manila is around $53,000 for 2007, up some 55 percent from $34,000 in 2005 whilst mid range housing prices in the $90,000 range for 2007 are only up some 8 percent from $84,000 in 2005.
Rising demand for condos, hotels, short and medium term rental accommodation, offices and shopping malls in the Philippines, home to a population of almost 80 million and with a significant number of the more than 10 million returning overseas Filipino ‘Baby Boomers’, is also fueling rents.
Residential rents in Metro Manila rose 26 percent in the three months to March 2007, their highest quarter-on-quarter increase in more than a decade, as more and more IT companies set up shop in the Philippines. Companies like Texas Instruments are investing $1B in expanded operations in the Philippines. High-end rents rose some 13 percent from a year earlier, said Collingz.
Collingz projects that Rents in the region are set to effectively jump up by at least 8.7 percent per annum over the next five years, compared with 3.3 percent in the United States and 3.7 percent in Europe. Yields from 8 percent to as high as 14-16 percent ROI on rental income property contrast with the 4 percent to 5 percent that private equity firms get in the United States and Europe.
These facts gives significant rise to the value of making Condotel investments in the Philippines says Collingz.
People are in general looking to shift fund flows relatively towards Asia, Collingz said. It already has had a profound impact in markets where there's a lot of this money chasing the same assets. In Singapore, the region's second- biggest market after Japan, investments by private real estate funds accounted for seven of the 19 office blocks, worth 6.7 billion dollars, sold since September 2005. REITs bought six. A Goldman Sachs fund paid 690 million dollars for two buildings last November that house the headquarters of DBS Group Holdings. In Hong Kong, property funds of Morgan Stanley and Macquarie Bank paid a total of 7.9 billion Hong Kong dollars, or $1.02 billion, for four office blocks from March to May, according a recent article published by CB Richard Ellis.
As the Singapore, Japan and Hong Kong markets become saturated, the Philippines will be the next real estate market to attract substantial overseas investments. Lower prices and retirees’ spending money are also directing foreign attention to residential condominium hotels in the Philippines, which in turn is driving up more construction
A lot of this interest is being driven by the relatively cheap market prices here compared to Europe especially UK housing prices and the easy payment options available for condominium hotel developments, Collingz said. The buyers gain rental incomes that on today’s purchase prices give a projected ROI of some 8 percent to 14-16 percent depending on the mode of payment for the unit she said.
Metro Manila remains a popular choice with international buyers and institutional investors. Collingz says clients tell her that it makes more sense to buy in a year-round vacation destinations and business centers. Lancaster - The Atrium Condotel developments by Pacific Concord Properties located in Shaw Boulevard, Metro Manila - fits the bill with all it offers to International buyers.
Accessibility is also a factor. Flights from London to Manila, for example, average just 16 hours, add to that the many airline specials and it’s easy to see why this area is becoming an international community. Unlike other offshore rental properties, where the rental market is largely seasonal, in the Philippines there is a strong market for rental properties year round. This gives buyers greater flexibility in choosing when to use and when to rent their property. The strong rental/second home market also has resulted in a proliferation of professional property managers and rental agents, making property ownership and rental easy. Pacific Concord Properties Inc with it’s flagship Lancaster Condo Hotel Developments fit’s the bill
Lancaster Manila Atrium Tower A, Shaw Boulevard, Metro Manila, Philippines is a Full Service Condominium Hotel [Condotel] offering Studio, One, Two and Three Bedroom Suites for sale. To be completed and ready for turnover from December 2010, the Lancaster Suites Manila Atrium Tower II will provide unit owners with premier residential condo units with the option of enrolling their units in the Lancaster Condotel Rental Pool and earn Rental Incomes as Owner Non-Residents when not using their units through Condo Hotel Management.
Combined with rising condo prices, a general shortage of reasonable rental property and substantial increases in short and long-term rental rates, this makes Lancaster Suites Manila, one of the Hottest Investment Opportunities in the Philippines said Collingz.
Article Source: http://www.superfeature.com
Currency Trading
By: AvidTrader-13053
Currency
The currency market is one of the most popular markets for speculation due to the enormous size of currency trading and liquidity. Any currency has a value relative to all other currencies in the world. Currency trading has many real benefits over equity trading like the stock market. There are two reasons the relative value of a currency fluctuates. The first is as outside investors or visitors buy things within a country, they are driven to convert their domestic currency into the currency of the country they are buying within. The second force for currency fluctuation is speculation. This speculation can have extreme consequences on a nation’s currency and consequently on a country’s economy.
Trading
If you do not have experience in the field of currency trading, you need to at least have knowledge. The attraction to the currency trading market has led many people to look for currency trading courses. These types of course can help prepare you for the exciting world of currency trading. For a deposit of just $2,000 an investor can leverage $100,000 worth of foreign currency or $50 leverage for every $1 invested. The heavy buying and selling in the currency market can drastically impact the value of the currency itself. Trading currency allows traders to earn profits during rising and falling markets. Unlike stocks, there are no restrictions on short selling in foreign currency trading. The “ask” is the price at which a market maker will sell the base currency in exchange for the counter currency in which you can buy. The “bid” is the price at which a market maker is willing to buy the base currency in exchange for the counter currency in which you can sell. The spread is how the market maker and the introducing broker are compensated for their work. The spreads for currency trading are extremely low, making the cost to a trader very low as well. One of the most important differentials in currency trading is timing. As traders feel a given currency will perform strongly or weakly, they will buy or sell accordingly. However, most traders agree that the currency market is no place for beginners. An individual has to take into consideration technical and fundamental data and make an informed decision based on his perception of trading market sentiments and market expectations to become a profitable trader. Every trader has to be aware of the events going on in the market, and also has to understand the subtleties of the market to safely trade.
Conclusion
If you are seeking new opportunities why not investigate what currency trading has to offer? Once you have decided that currency trading is right for you, it’s just like learning to ride a bike. This type of trading is a challenging and profitable opportunity for developed and experienced traders. However, before choosing to engage in currency trading you should carefully consider your investment or trading objectives, level of experience and appetite for risk. But most significantly, do not trade money you cannot afford to lose
Article Source: http://www.superfeature.com
Since 1995 AvidTrader has provided trading ideas that help you to make money. The last place you want to try navigating alone is the fast-moving financial markets. And at AvidTrader, you are not alone. AvidTrader led the way in March 1996 with its live Traders Chat. Members of AvidTrader can share their own ideas and strategies with each other on a daily basis in real-time. Go to www.AvidTrader.com. See our blog at avidtrader.blogspot.com
Currency
The currency market is one of the most popular markets for speculation due to the enormous size of currency trading and liquidity. Any currency has a value relative to all other currencies in the world. Currency trading has many real benefits over equity trading like the stock market. There are two reasons the relative value of a currency fluctuates. The first is as outside investors or visitors buy things within a country, they are driven to convert their domestic currency into the currency of the country they are buying within. The second force for currency fluctuation is speculation. This speculation can have extreme consequences on a nation’s currency and consequently on a country’s economy.
Trading
If you do not have experience in the field of currency trading, you need to at least have knowledge. The attraction to the currency trading market has led many people to look for currency trading courses. These types of course can help prepare you for the exciting world of currency trading. For a deposit of just $2,000 an investor can leverage $100,000 worth of foreign currency or $50 leverage for every $1 invested. The heavy buying and selling in the currency market can drastically impact the value of the currency itself. Trading currency allows traders to earn profits during rising and falling markets. Unlike stocks, there are no restrictions on short selling in foreign currency trading. The “ask” is the price at which a market maker will sell the base currency in exchange for the counter currency in which you can buy. The “bid” is the price at which a market maker is willing to buy the base currency in exchange for the counter currency in which you can sell. The spread is how the market maker and the introducing broker are compensated for their work. The spreads for currency trading are extremely low, making the cost to a trader very low as well. One of the most important differentials in currency trading is timing. As traders feel a given currency will perform strongly or weakly, they will buy or sell accordingly. However, most traders agree that the currency market is no place for beginners. An individual has to take into consideration technical and fundamental data and make an informed decision based on his perception of trading market sentiments and market expectations to become a profitable trader. Every trader has to be aware of the events going on in the market, and also has to understand the subtleties of the market to safely trade.
Conclusion
If you are seeking new opportunities why not investigate what currency trading has to offer? Once you have decided that currency trading is right for you, it’s just like learning to ride a bike. This type of trading is a challenging and profitable opportunity for developed and experienced traders. However, before choosing to engage in currency trading you should carefully consider your investment or trading objectives, level of experience and appetite for risk. But most significantly, do not trade money you cannot afford to lose
Article Source: http://www.superfeature.com
Since 1995 AvidTrader has provided trading ideas that help you to make money. The last place you want to try navigating alone is the fast-moving financial markets. And at AvidTrader, you are not alone. AvidTrader led the way in March 1996 with its live Traders Chat. Members of AvidTrader can share their own ideas and strategies with each other on a daily basis in real-time. Go to www.AvidTrader.com. See our blog at avidtrader.blogspot.com
Investment Make $1 Million in 25 years
By: Joanna Georgie
The majority of the population lives pretty much paycheck to paycheck and doesn’t plan for their future. Investing is actually a very simple process that anyone can participate in. In as little as 25 years you can literally become a millionaire and have financial security that will last for the length of your retirement years.Short Term – The more money you invest, the more you’ll have when you retire. If you’re serious about investing, start saving up now and become a little more frugal with your money and you’ll be on your way. Here’s what you can do to get started:
1.Sell your car – With gas prices on the rise, try to drive less and you’ll save more than you probably realize you’ve been spending. If you must commute to work or have to drop off the kids at school, then sell your car and purchase a hybrid or something that gets a good amount of miles to the gallon. How about buying a Vespa motor scooter?
2.Eat at home – Eating out has its perks, but for the same amount of a single meal, you could get about 3 or 4 meals from eating at home. Spend more time grocery shopping, buy a new cookbook and enjoy some nice, home cooked meals.
3.Stop watching TV – Television nowadays does nothing but kill brain cells. Instead of paying for 2000 satellite channels, just subscribe to Netflix for $5 a month or buy an Apple TV and download only the TV shows and movies you want. If you need the news, you can always just log onto CNN.com.
4.Pay off loans – In the long run, you’ll end up paying thousands to nothing but interest on your loans. So, for the short term, make paying off any debt a priority. Get rid of any and all credit cards. Those payments may seem inexpensive now, but you need to look at the bigger picture.
5.Make your own coffee – This goes along with eating at home, but quite a lot of people nowadays tend to hit up Starbucks every morning. If you calculate it, this can become a huge expense. Even if it’s just $0.30 more for a Venti.
Long Term – A good goal is to be able to invest $1000 a month. If you keep thinking of new ways to save more money in the short term and long term, this will eventually be possible. It might be really hard to part with that much money every month, so you need to change your mindset. Just keep reminding yourself that you’re going to retire with $1 million in your bank account.
Investing – Look into an investment account and have money transferred from your account automatically every month. If you invest manually, you’ll be too tempted to not always pay the full amount, so make sure it’s automatic. Look for an investment account that offers close to 10% interest. If you put $1000 a month into an investment account with an interest rate of 10%, you’ll have over $1.3 million in 25 years.
Article Source: http://www.superfeature.com
Joanna Georgie www.agis.com/”> Senior Care Resources
The majority of the population lives pretty much paycheck to paycheck and doesn’t plan for their future. Investing is actually a very simple process that anyone can participate in. In as little as 25 years you can literally become a millionaire and have financial security that will last for the length of your retirement years.Short Term – The more money you invest, the more you’ll have when you retire. If you’re serious about investing, start saving up now and become a little more frugal with your money and you’ll be on your way. Here’s what you can do to get started:
1.Sell your car – With gas prices on the rise, try to drive less and you’ll save more than you probably realize you’ve been spending. If you must commute to work or have to drop off the kids at school, then sell your car and purchase a hybrid or something that gets a good amount of miles to the gallon. How about buying a Vespa motor scooter?
2.Eat at home – Eating out has its perks, but for the same amount of a single meal, you could get about 3 or 4 meals from eating at home. Spend more time grocery shopping, buy a new cookbook and enjoy some nice, home cooked meals.
3.Stop watching TV – Television nowadays does nothing but kill brain cells. Instead of paying for 2000 satellite channels, just subscribe to Netflix for $5 a month or buy an Apple TV and download only the TV shows and movies you want. If you need the news, you can always just log onto CNN.com.
4.Pay off loans – In the long run, you’ll end up paying thousands to nothing but interest on your loans. So, for the short term, make paying off any debt a priority. Get rid of any and all credit cards. Those payments may seem inexpensive now, but you need to look at the bigger picture.
5.Make your own coffee – This goes along with eating at home, but quite a lot of people nowadays tend to hit up Starbucks every morning. If you calculate it, this can become a huge expense. Even if it’s just $0.30 more for a Venti.
Long Term – A good goal is to be able to invest $1000 a month. If you keep thinking of new ways to save more money in the short term and long term, this will eventually be possible. It might be really hard to part with that much money every month, so you need to change your mindset. Just keep reminding yourself that you’re going to retire with $1 million in your bank account.
Investing – Look into an investment account and have money transferred from your account automatically every month. If you invest manually, you’ll be too tempted to not always pay the full amount, so make sure it’s automatic. Look for an investment account that offers close to 10% interest. If you put $1000 a month into an investment account with an interest rate of 10%, you’ll have over $1.3 million in 25 years.
Article Source: http://www.superfeature.com
Joanna Georgie www.agis.com/”> Senior Care Resources
สมัครสมาชิก:
ความคิดเห็น (Atom)